Opting-Out & Opting-In

Fall Semester:  September 1, 2023-October 3, 2023                                                                  Winter Semester: January 1-31, 2024 (for new students enrolled in January)      

**No exceptions will be made if the opt-out date is missed**

How to Opt-Out

To opt-out, you must show proof of equivalent insurance (not OHIP/UHIP). You must opt-out annually, at the beginning of the term you are first registered in. You cannot rejoin the plan after you have opted out, so check the expiry date on your insurance.  Opt-outs are done online only.  Visit www.studentcare.ca to opt-out online or click here: Opting-Out & Opting-In.

How to Opt-In

To opt-in your dependents, you must opt them in annually, at the beginning of the term you are first registered in.  This is an annual plan.  You cannot opt-in your dependents for one semester only. Opt-ins are done online only.  Visit www.studentcare.ca to opt-in online or click here: Opting-Out & Opting-In.

To purchase a 12 Month Extension after Graduation please visit www.studentcare.ca.

Opting-Out and Opting-In Periods

Fall 2022: September 1 – October 3, 2023

Winter 2023: January 1 – January 31, 2024

Health and Dental Insurance Information for New Students starting in September 2023

  • Opt-In and Opt-Out Dates: September 1, 2023-October 3, 2023
  • Link to the Opt-Out site: Studentcare.ca
  • Link to the Opt-In site – for Couple/Family Opt-In: Studentcare.ca
  • Link to the 12 Month Extension After Graduation Opt-In site: (for students who graduated on November 30, 2023): Studentcare.ca.   12 Month Extension After Graduation Opt-In site: (for students who graduated on June 30, 2024): Studentcare.ca
  • Links to the Benefit Booklet for 2023-2024: Studentcare.ca

Opt-Out Reimbursements

Fall Semester Opt-Out Reimbursements:

The Fall Semester opt-out refunds will be issued after the add/drop period is over. Cheques/Direct Deposits/E-Transfers will be mailed out during the third week of November. You should have received an email with an application number after you opted out. That is your confirmation that you completed the opt-out successfully. If you do not receive your refund by the middle of December, please send an email, including the confirmation email you received when you opted out (which has the application number), and your student number to: health@utgsu.ca and we will forward it to the broker for investigation.