SGS Emergency Grants

The intent of the SGS Emergency Grant Program is to assist currently registered, full-time, graduate students beyond their first year of study who generally are not part of the funded cohort and who encounter an unanticipated serious financial emergency. It is not considered to be a source of routine or long-term funding.


All graduate students who encounter an unanticipated serious financial emergency are invited to make an appointment with the SGS Financial Counsellor (416-946-0808) whether or not they believe they are eligible for emergency grant assistance.

To be eligible for emergency grant assistance:

You must currently be registered full-time as a graduate student. Normally, you must have already applied to the Ontario Student Assistance Program (OSAP) or other provincial government assistance and received your Notice of Assessment. In accordance with the University of Toronto’s Policy on Student Financial Support, OSAP is the common mechanism used to assess student need. Note that any assessed need, which remains unmet above the OSAP maximum, is automatically covered by UofT Advanced Planning for Students (UTAPS). Students with federal/provincial student aid other than OSAP must apply separately to UTAPS.

Students Normally Ineligible for the Emergency Grant

Students in the categories below are normally not eligible for this emergency grant. However, if you have a financial emergency, please contact the Financial Counsellor even if you believe you are not eligible for emergency grant assistance.

First year students: If you are entering the first year of your program, it is expected that you will have already created a financial plan for yourself in order to cover all of your upcoming expenses.

Students in graduate programs with guaranteed funding: If you are a beneficiary of the funding guarantee, you are unlikely to be eligible for emergency grant assistance unless you qualify for OSAP.

OISE/UT students: If you are a student within the Ontario Institute for Studies in Education of the University of Toronto (OISE/UT), you should apply to the OISE/UT bursary program.

Students deemed by OSAP as having sufficient resources: If your OSAP application is rejected because your resources are deemed sufficient to cover your needs, you are unlikely to be eligible for emergency grant assistance.

International students: If you are an international student, you are expected to have already created a financial plan for yourself – before arriving in Canada – as to how you will support your studies and other upcoming expenses and are therefore not normally eligible for emergency grant assistance. If, however, you do encounter an unexpected short-term financial emergency, you may still apply.

Non-degree students & part-time students: If you are a special student or a part-time student, you are expected to have other sources of financial support and are not eligible for emergency grant assistance.

Programs ineligible for OSAP and UTAPS: Certain programs are ineligible for OSAP and UTAPS; please review the information available on Admissions & Awards’ website.

Grant Application

Please submit the completed application form, along with all necessary documentation, to SGS at 63 St.George Street, Room 202. Alternatively, you can fax the application to the attention of the SGS Graduate Awards Office at 416-971-2864. They are open Monday to Friday from 10 a.m. to 4 p.m.

You can apply for an emergency grant at any time throughout the year. Before you apply, you should speak to someone from your home department, such as your supervisor or your graduate coordinator. These individuals may be able to help you with other sources of financial assistance and/or provide useful advice.

You may normally only apply for an emergency grant once per academic year. New and compelling information would be required for a second application. If you do believe that your situation warrants a second application, please contact the Financial Counsellor.


Normally, emergency grants that are awarded will first be applied to fees or institutional loans that are outstanding. Upon request, you may be able to receive payment personally. Please ensure you have your current mailing address updated on ROSI to avoid delays in the event that you are awarded funding.

Notification of Results

SGS will notify you of the results as soon as possible after your application has been submitted to the Graduate Awards Office with all necessary documentation. Notification may occur within two weeks. Complex cases will be sent to the Emergency Grant Committee, which normally meets several times per term. You will be notified of the results via your official University of Toronto email address unless reasonable alternate arrangements of notification are requested.


For more information, visit the SGS Emergency Grant page, or email them at: