Emergency Medical Coverage
Travel insurance is included with your UTGSU insurance plan. The Travel Benefits portion of your insurance plan coverage is for 120 days of each trip. Students who are leaving on a recognized academic exchange are also covered for the duration of their exchange and for another 120 days before and after their approved exchange. They must remain members of the UTGSU, pay fees to University of Toronto including the Health Plan fee and keep their provincial health-care coverage.
Travel Insurance covers hospital, physician, and other services for emergency treatment of an injury or illness while travelling outside of the province in which you reside (including international travel). Repatriation is covered up to $7,500 CAD. The maximum coverage is $5,000,000 CAD per incident.
When travelling outside your province of residence, you and your family are eligible for:
- Worldwide medical coverage
- Comprehensive medical benefits with up to $5 million per emergency
- Trip cancellation
- Up to $1,500 per trip for pre-paid, non-refundable trip expenses in case of a medical emergency
- Trip interruption
- Up to $5,000 per trip in case of a medical emergency
We recommend that you review your detailed explanation of coverage prior to travelling. Details are available at www.ihaveaplan.ca.