Opting-Out & Opting-In

**All opt-out/opt-in periods are announced in the weekly UTGSU Digest**
**No exceptions will be made if the opt-out date is missed**

Fall Semester:  September 1-October 2, 2017
Winter Semester: January 1-31, 2018

How to Opt-Out

To opt-out, you must show proof of equivalent insurance (not OHIP). You must opt-out annually, at the beginning of the term you are first registered in. You cannot rejoin the plan after you have opted-out, so check the expiry date on your insurance. Visit www.studentcare.ca to opt-out online.

How to Opt-In

To opt-in your dependents, you must opt them in annually, at the beginning of the term you are first registered in. This is an annual plan.  You cannot opt in your dependents for one semester only. Visit www.studentcare.ca to opt-in online.

To purchase a 12 Month Extension after Graduation please Visit www.studentcare.ca.

Opting-Out and Opting-In Periods

Fall 2017: September 1 – October 2, 2017

Winter 2018: January 1 – January 31, 2018

Health and Dental Insurance Information for New Students starting in January 2018

IMPORTANT: The Health & Dental Insurance Change-of-Coverage Period for NEW students only starting in January 2018 is January 1-January 31, 2018

Opt In and Opt Dates: January 1-31, 2018
Link to the Opt Out site (for NEW Students only): Studentcare.ca
Link to the Opt In site – for Couple/Family Opt In (for NEW students only): Studentcare.ca
Link to the 12 Month Extension After Graduation Opt In site (for students who are completing in January): Studentcare.ca
Links to the Benefit Booklet for 2017-2018: Studentcare.ca

Opt-Out Reimbursements

Health and Dental Insurance opt-out cheques will be mailed out starting this Friday, March 16, 2018. Direct Deposit reimbursements will be made starting Thursday, March 15, 2018.  You should have received an application number after you opted-out. That is your confirmation that your opt-out was successful. If you do not receive a reimbursement by April 15, 2018, please send an email to: health@utgsu.ca, and forward the email with the confirmation number and your student number and we will investigate your opt out.

The Opt-Out cheques will be mailed out in November 2017 for the fall session, and, again in March 2018 for the winter session. If you do not receive your cheques by the end of April, please forward the confirmation email you received when you opted out and we will forward it to the broker for investigation. You now also have an option for “direct deposit”. If you wish to use this option, please indicate this on the opt-out form and provide your banking information.

Health and Dental Insurance Plan Coverage After Convocation 

If you are on the UTGSU Health and Dental Insurance (HDI) Plan, and you graduated in November, you will still be covered under the plan until December 31, 2017 provided you paid the Fall fees. You can purchase the 12 Month Extended Coverage. The opt-in dates are January 1-30, 2017. For more information, view the benefits package. If you require additional health, get in contact with the Health and Dental Office.